October 2, 2012

Many residents in Naples, Marco Island and throughout Collier County are finding out they are now in a flood zone with the new Flood Insurance Rate Maps (FIRM).  This requires residents to purchase flood insurance by their mortgage company.  In most cases you may qualify for a Letter of Map Amendment (LOMA).  With a LOMA a home is removed from the Special Flood Hazard Area (SFHA).  Due to the home being elevated prior to the flood map changes the homes elevation is grandfathered in as natural grade and in many cases the home itself can removed from the flood zone.  Call us today to see if we can help you determine if you qualify.